About
About DebtPathway
DebtPathway is a free debt payoff calculator. Enter your debts and it shows your debt-free date, your total interest, and how the snowball and avalanche methods compare — all in your browser, with nothing saved or sent anywhere.
Who makes it
DebtPathway is built and operated by doubleM, with a simple promise: always free, always useful. doubleM makes a family of straightforward web tools — for paying off debt, choosing a baby name, planning a backyard pool — each meant to do one helpful thing well, without the fluff.
How it stays free
We keep DebtPathway free with ads. That's the whole business model — no subscriptions, no upsells, no “premium” version, and nothing for sale. Ads pay for the tool so you don't have to.
Your privacy
The calculator runs entirely in your browser. The balances and rates you type are never sent to a server, never stored, and never shared or sold. Close the tab and they're gone — see how the math works for the full method and assumptions.
Not financial advice
DebtPathway is an educational tool to help you understand your options. It isn't financial advice and doesn't know your full situation — for decisions that matter, talk to a qualified professional.
Questions or feedback? Learn more about the maker at doublem.ca.